LIC HFL Apprentice Online Form 2026 for 232 Apprenticeship Seats

What This Apprenticeship Is and What It Is Not

LIC HFL invites fresh graduates from any Indian university or institute recognized by UGC or AICTE to work as apprentices in its various offices. The company describes the programme as on-the-job training that helps graduates build soft skills, domain knowledge and real work experience so that they become industry ready.

The notification is blunt about the nature of the engagement. Apprenticeship is not employment, apprentices are not employees, and LIC HFL is not obliged to provide full-time employment to them. What you do get is a stipend for 12 months and, on successful completion, a Proficiency Certificate issued by BOAT. Apprentices can also approach the BFSI Sector Skill Council of India for information on placement opportunities in banks, financial services, insurance companies and other BFSI sector companies, depending on the vacancies available at that time.

If you are looking for a permanent position, read this notice with that expectation in mind. If you want a structured year of exposure to housing finance work, it is worth a close look.

Quick Highlights

• Organization: LIC Housing Finance Limited (LIC HFL)
• Programme: LICHFL Apprenticeship Program-010
• Seats: 232, listed city-wise in the notification
• Mode: Online only, no other mode of application accepted
• Application Window: 20 October 2026 to 1 November 2026
• Online Exam: 7 November 2026, remote proctored
• Apprenticeship Period: 12 months, starting November 2026 (tentative)
• Stipend: Rs.16,650 per month in metro cities, Rs.14,150 per month elsewhere

Important Dates

The whole schedule is short. From the opening of applications to the interview, the notification allots roughly four weeks, so there is little room to delay the fee payment.

How the Application Works: Two Portals, Two Stages

Most people expect one form and one payment. Here the application is split between two bodies, and skipping either stage means you are out of the process.

Stage One: Registration on the NATS Portal

Eligible candidates must first register themselves on the Government of India apprenticeship portal, the NATS portal, using its Student Register/Login section. If you face trouble registering, the notification points to the Candidate User Manual, available as a student manual on the same portal. After logging in, candidates can view the LIC HFL apprenticeship advertisement and apply for it. NATS issues an Enrolment Id, and the notification stresses that you should note it down for all future correspondence.

Stage Two: Application and Fee Payment with BFSI SSC

Once you have applied successfully on NATS, you will receive an email from BFSI SSC, sent from info@updates.bfsissc.com. It invites you to fill a detailed application, give your choice of districts for training and pay the fee. Payment and the submission of additional information happen on the BFSI SSC portal, and the last date for this is 1 November 2026.

The notification also advises candidates to keep their login IDs and passwords for the apprenticeship portals safe, because they will be visiting these portals repeatedly for various activities until the apprenticeship ends.

Application Fee

Every candidate pays an application, intimation and examination charge, and it is collected by BFSI SSC through a secure online payment link in the application form. No other mode of payment is accepted.

The fee is non-refundable. It will not be returned whether or not you attend the test and whether or not you are shortlisted. It also cannot be held in reserve for another exam or adjusted against any other engagement process, and an application once made cannot be withdrawn.

Eligibility Criteria

The last condition deserves attention. Even if you have already finished an apprenticeship elsewhere, the notification treats that as disqualifying. The notice does not mention any age relaxation, so candidates should not assume one.

Stipend and Apprenticeship Period

The apprenticeship runs for 12 months and is expected to start in November 2026, though the start month is marked tentative. The monthly stipend depends on where you are placed.

Final selected candidates receive an engagement letter that states the training branch, the stipend payable and the rules and terms of the apprenticeship, so that letter is the document to read carefully before accepting.

Vacancy Details: State-Wise Seats

There are 232 seats in total. The notification lists them city by city, and the table below groups them by state as the notification does. Most locations have a single seat, while a few large cities carry more.

City and state names above follow the spellings and groupings used in the notification. Karnataka (24), Tamil Nadu (29) and Maharashtra (28) together account for 81 of the 232 seats, with Bangalore alone holding 13.

Selection Process

Selection has three stages: an online entrance test run by BFSI SSC, document verification with a personal interview at LIC HFL offices, and finally an engagement letter from LIC HFL. Only candidates who clear the written test are called for the interview.

Online Test Pattern

The total duration is 60 minutes and the test is available in English or Hindi. The notification does not state a negative-marking rule, and says that further details will come in an Information Handout emailed by BFSI SSC to eligible candidates. The date, centre and pattern details will also be published on the LIC HFL and BFSI SSC websites, so candidates are expected to check them regularly.

Exam Day Conditions

This is a remote proctored test taken from your own home. Exam links and login credentials reach paid-up candidates by email on the day before the exam. Because the test is monitored through your camera, a few conditions apply:

• Use your own camera-enabled device. The notification mentions a smartphone with a front camera, and elsewhere also lists a desktop, laptop or tablet.
• Keep a good internet connection for the full 60 minutes.
• Sit in isolation from family members. Except for PwBD candidates, nobody else may be near you during the test.
• Show the Aadhaar card you uploaded on NATS as ID proof when asked to display it for image capture.

Failing to register for the written test disqualifies a candidate from the rest of the selection process.

Rules and Action Against Misconduct

A few conditions in the notification can end a candidature even after you have paid the fee:

• The details entered while registering for the online exam must match the NATS entries. Any change or alteration may disqualify the candidature.
• Incomplete registration is not treated as valid, and no communication will be entertained on it.
• Information given during the process is binding on the candidate, and false details found later can lead to prosecution or civil consequences.
• LIC HFL can reject any application that does not suit its requirements without giving a reason, and calls only candidates who fulfil the eligibility criteria.

For misconduct, the notice lists using unfair means, impersonation, misbehaviour, leaking or reproducing test content and any irregular means to support a candidature. Such a candidate may face criminal prosecution, disqualification from the exam, a permanent or time-limited debarment from LIC HFL examinations and recruitment, or termination from training if already engaged.

The test agency will also compare answer patterns across candidates to detect similarity in right and wrong answers. If responses appear shared or the scores not genuine, LIC HFL can cancel the candidature and withhold the result.

How to Apply for LIC HFL Apprentice 2026

Follow these steps in order. The application link is not given here; use the official portals listed further below.

1. Check that you meet the age, graduation and apprenticeship-history conditions before starting.
2. Register on the NATS apprenticeship portal through its Student Register/Login section and keep your login ID and password safe.
3. Apply for the LIC HFL apprenticeship advertisement on NATS between 20 October 2026 and 1 November 2026, and note down your NATS Enrolment Id.
4. Watch your email for the message from BFSI SSC inviting you to fill in a detailed application and give your choice of districts for training.
5. Pay the non-refundable fee for your category online at the BFSI SSC portal on or before 1 November 2026.
6. Make sure every detail you enter matches your NATS profile exactly, as changes can lead to disqualification.
7. Wait for the exam link and login credentials, which BFSI SSC sends the day before the test, and appear for the online proctored exam on 7 November 2026 with your Aadhaar card ready.
8. If shortlisted, attend document verification and the personal interview at an LIC HFL office, scheduled for 15 November 2026.

Frequently Asked Questions

Q1. Is the LIC HFL Apprenticeship a Permanent Job?

No. The notification clearly states that apprenticeship is not employment and that apprentices are only trainees. LIC HFL is not obliged to offer full-time employment, but successful apprentices receive a Proficiency Certificate issued by BOAT and can contact the BFSI Sector Skill Council of India for information on placement opportunities in the BFSI sector.

Q2. What Is the Last Date for the LIC HFL Apprentice Online Form 2026?

Applications are invited from 20 October 2026 to 1 November 2026. The last date to pay the examination fee to BFSI Sector Skill Council of India is also 1 November 2026, so both steps should be finished by that day.

Q3. Who Is Eligible for the LIC HFL Apprenticeship?

A candidate must be a fresh graduate in any stream, aged 20 to 25 years as on 1 October 2026, with graduation completed as on 1 October 2026 but not before 1 October 2001. The candidate must not have a running, terminated or completed apprenticeship contract with any other organization.

Q4. How Much Stipend Will LIC HFL Apprentices Receive?

The stipend is Rs.16,650 per month in the metro cities of Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune and Surat. In all other cities it is Rs.14,150 per month, and the apprenticeship period is 12 months.

Q5. What Is the Fee for the LIC HFL Apprentice Online Form?

SC, ST and PwBD candidates pay Rs.200 plus GST. General, EWS and OBC male candidates pay Rs.800 plus GST, while female and transgender candidates in those categories pay Rs.600 plus GST. The fee is non-refundable and must be paid online to BFSI SSC.

Q6. What Is the Exam Pattern for LIC HFL Apprentice 2026?

The online test has 100 questions for 100 marks to be solved in 60 minutes. It has four sections of 25 questions each: General and Financial Awareness, General English, Reasoning Ability and Computer Aptitude, and Quantitative Aptitude. The medium is English or Hindi.

Q7. How Are Candidates Selected for the LIC HFL Apprenticeship?

Selection starts with the online proctored entrance examination conducted by BFSI SSC. Candidates shortlisted on the result are invited for document verification and a personal interview at LIC HFL offices, and final selected candidates receive engagement letters from LIC HFL.

Q8. Is Registration on the NATS Portal Compulsory?

Yes. Eligible candidates must first register on the NATS apprenticeship portal of the Government of India, and no other mode of application is accepted. Details entered later for the online examination should match the NATS profile, because any change may disqualify the candidature.

Source

This article is based on the official LICHFL Apprenticeship Program-010 Advertisement Notification issued by LIC Housing Finance Limited. Candidates should confirm all details on the official portals before applying.

Disclaimer: VacancyPage is an information website and is not connected with LIC Housing Finance Limited, NATS or BFSI Sector Skill Council of India. Dates, fees and rules can change, so please verify everything with the official notification and portals before you apply.