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Sign UpIndian Overseas Bank Officer Recruitment 2026-27: 291 Posts
Indian Overseas Bank has invited online applications for 291 vacancies in its IOB Specialist Officer Recruitment 2026 drive, covering Generalist and Specialist Officer posts in JMGS I, MMGS II and MMGS III grades. The bank, headquartered in Chennai, is hiring across 14 post codes ranging from Branch Management and IT to Credit, Risk and Security roles. Eligible candidates can fill the online form from 29 August 2026 to 15 September 2026 through the bank's official website.
Last Date: 2026-09-15 23:59:00
Quick Highlights
- Organization: Indian Overseas Bank
- Advertisement No.: HRDD/RECT/04/2026-27
- Post Name: Generalist and Specialist Officer (14 post codes)
- Total Vacancies: 291
- Application Mode: Online
- Last Date to Apply: 15 September 2026
Important Dates
| Activity | Date |
|---|---|
| Opening Date of Online Registration | 29.08.2026 |
| Closing Date of Online Registration | 15.09.2026 |
| Payment of Application Fee / Intimation Charges | 29.08.2026 to 15.09.2026 |
Application Fee
The application fee, described by the bank as non-refundable and not adjustable against any other recruitment process, is as follows:
| Category | Fee |
|---|---|
| SC / ST / PWBD (Intimation Charges only) | Rs. 175, inclusive of GST |
| All Others, including OBC and EWS | Rs. 1000, inclusive of GST |
Payment can be made online using a debit card, credit card, internet banking, BHIM or UPI.
Vacancy Details
The 291 vacancies are distributed across 14 post codes as shown below. Reservation for Persons with Benchmark Disabilities is on a horizontal basis, meaning PWBD candidates are counted within their respective SC, ST, OBC, EWS or UR category rather than as a separate total.
| Code | Post Name | Grade | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 15 | 7 | 27 | 10 | 41 | 100 |
| 02 | Manager (IT) | MMGS II | 10 | 5 | 18 | 7 | 25 | 65 |
| 03 | Manager (Information Security) | MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| 04 | Manager (Information Security Audit) | MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| 05 | Senior Manager (IT) | MMGS III | 2 | 1 | 3 | 1 | 3 | 10 |
| 06 | Senior Manager (Information Security) | MMGS III | 1 | 0 | 1 | 1 | 0 | 3 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 1 | 1 | 0 | 0 | 0 | 2 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 1 | 0 | 2 | 1 | 6 | 10 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| 11 | Manager (Credit) | MMGS II | 8 | 3 | 11 | 2 | 11 | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 2 | 1 | 4 | 1 | 7 | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 1 | 0 | 1 | 1 | 3 | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 3 | 1 | 6 | 2 | 13 | 25 |
| Total | 46 | 21 | 79 | 28 | 117 | 291 | ||
The bank has clarified that the number of vacancies and reserved vacancies is provisional and may vary according to its actual requirements. EWS vacancies are also tentative, subject to further government directives and the outcome of any litigation.
Eligibility Criteria
Age, educational qualification and post-qualification work experience are computed as on 01.08.2026 for all posts. A summary post-wise is given below; candidates should refer to the official notification for the full list of technology domains, certifications and other conditions applicable to IT and security posts.
| Code | Post Name | Age | Qualification | Experience |
|---|---|---|---|---|
| 01 | Manager (Branch Management) | 23-33 years | Graduation in any discipline | 3 years as an officer in a scheduled bank, including at least 2 years in branch banking |
| 02 | Manager (IT) | 25-35 years | B.E./B.Tech (CS/IT/Electronics) or MCA or M.Sc. (CS/IT) | Minimum 5 years post-qualification IT experience, including at least 3 years in Banking/BFSI, with hands-on experience in one specified technology domain such as full stack development, cloud engineering, network or database administration |
| 03 | Manager (Information Security) | 22-32 years | B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics and Communication, Cyber Security or Information Security | Minimum 2 years post-qualification experience in at least three security domains such as web/mobile application security testing, API security assessment, or red team activities |
| 04 | Manager (Information Security Audit) | 22-32 years | B.E./B.Tech, M.E./M.Tech or MCA in Computer Science, IT, Electronics and Communication or Cyber Security | Minimum 2 years experience in information security or IS audit in Banking/BFSI, or in IT with software development for banking applications on secure-by-design principles |
| 05 | Senior Manager (IT) | 28-38 years | Same streams as Post Code 02 | Minimum 8 years post-qualification IT experience, including at least 5 years in Banking/BFSI managing mission-critical systems; CISA/CISSP/ISO 27001:LA/OSCP certification is mandatory |
| 06 | Senior Manager (Information Security) | 25-35 years | Same streams as Post Code 03 | Minimum 5 years post-qualification experience across at least three security domains |
| 07 | Senior Manager (Information Security Audit) | 25-35 years | Same streams as Post Code 04 | Minimum 5 years experience, including at least 3 years in information security or IS audit in Banking/BFSI, or 5 years in IT software development for banking applications |
| 08 | Senior Manager (Database Administrator) | 28-38 years | Same streams as Post Code 02 | Minimum 8 years in database administration, including at least 5 years in production database administration and 3 years in Banking/BFSI; Oracle OCA/OCP certification is mandatory |
| 09 | Senior Manager (Network Administrator) | 25-35 years | B.E./B.Tech, M.Tech or MCA in Computer Science, IT, Electronics and Communication, or Electronics and Instrumentation | Minimum 5 years post-qualification experience in network operations and security using Cisco FTD and Checkpoint firewalls; CCNA or Checkpoint CCSE certification is mandatory |
| 10 | Senior Manager (Cyber Security Administrator) | 25-35 years | Same streams as Post Code 03 | Minimum 5 years post-qualification experience in at least two domains such as forensic analysis, SIEM/XDR, IAM, or network security |
| 11 | Manager (Credit) | 23-33 years | Bachelor's degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance), or CA, or CMA | 3 years post-qualification experience in a bank or financial institution, including at least 2 years in credit |
| 12 | Senior Manager (Credit) | 25-35 years | Same qualification as Post Code 11 | 6 years post-qualification experience in a bank or financial institution, including at least 4 years in credit |
| 13 | Senior Manager (Risk) | 25-35 years | Graduation with MBA (Finance)/PGDM/PGDBF/MFM/MFC or Masters in Mathematics/Statistics/Economics, or graduation with FRM/PRM certification | Minimum 5 years post-qualification experience in a bank, NBFC or financial institution in risk, credit, forex, treasury or finance |
| 14 | Assistant Manager (Security) | 30-45 years | Graduate with a minimum 3-month certification course in computer/IT/computer science | Retired JCO or equivalent with minimum 5 years' service in Army, Navy or Air Force, or Inspector-rank service in paramilitary forces or police with minimum 5 years as Sub Inspector and above |
Age Relaxation
| Category | Age Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 years |
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-servicemen and Commissioned Officers with at least 5 years military service | 5 years |
Cumulative age relaxation, subject to a maximum age limit of 50 years, is available to SC/ST/OBC candidates who qualify under more than one category.
Pay Scale
| Grade | Scale of Pay (Rs.) |
|---|---|
| JMGS I | 48480-2000/7-62480-2340/2-67160-2680/7-85290 |
| MMGS II | 64820-2340/1-67160-2680/10-93960 |
| MMGS III | 85920-2680/5-99320-2980/2-105280 |
DA, HRA, CCA and other allowances will be paid as per the bank's rules in force from time to time. Specialist Officers recruited laterally into MMGS II and III are also eligible for conveyance expenses, newspaper cost, telephone expenses, residential furniture, and bank-owned or leased accommodation during probation itself.
Selection Process
Selection is made through an Online Examination followed by a Personal Interview. Merely meeting the eligibility criteria does not guarantee a call for the examination or interview; the bank may screen and shortlist candidates based on qualification, experience and profile against job requirements.
Minimum qualifying marks in the Online Examination are 30 percent for reserved category candidates and 35 percent for unreserved candidates. There is no minimum qualifying mark for the English Language and General Awareness sections. In the Interview, out of a maximum of 100 marks, the qualifying marks are 50 percent for unreserved candidates and 45 percent for reserved candidates. The final merit list is prepared with 80 percent weightage to the Online Examination and 20 percent weightage to the Interview.
Exam Pattern
Manager (Branch Management)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| Professional Knowledge (Banking Law and Practice, Indian Economy and Financial System, Principles and Practices of Banking, Accounting and Financial Management) | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 hours |
All Other Posts (Scale I, II and III)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| General Awareness with Special Reference to Banking Industry | 25 | 25 | 30 minutes |
| Professional Knowledge (varies post-wise) | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 hours |
There is a penalty of one-fourth of the marks allotted to a question for each wrong answer, and there is no penalty for unattempted questions.
How to Apply
1. Visit the official website www.iob.bank.in and open the Careers page to find the link for Recruitment of Generalist / Specialist Officers in Various Scales 2026-27, then select the post you wish to apply for.
2. Click on Register Online and complete the first-time registration process.
3. Note down the system-generated Registration Number and Password sent by email and SMS for future reference.
4. Log in with the Registration Number and Password, and fill in all the required details in the online application form carefully.
5. Scan and upload your photograph, signature, left thumb impression and handwritten declaration as per the specifications given in the notification.
6. Pay the applicable application fee or intimation charges online using debit card, credit card, internet banking, BHIM or UPI.
7. Click on Complete Registration to submit the form, and take a printout of the system-generated application form and the payment e-receipt for future reference.
Documents Required at Interview
- Printout of the valid interview call letter and the registered online application form
- Proof of date of birth, such as a birth certificate or Std. X certificate
- Photo identity proof such as Passport, Aadhaar, PAN Card or Driving Licence
- Mark sheets and certificates for educational qualifications
- Documentary proof of work experience, including experience certificates, appointment and relieving letters, and salary slips
- Certificates for any preferred professional certifications
- Caste certificate for SC/ST/OBC candidates, or Income and Asset Certificate for EWS candidates, issued by a competent authority
- Disability certificate for PWBD candidates, issued by the District Medical Board
- No Objection Certificate for candidates already employed in government or public sector organizations
General Rules
Candidates selected for JMGS I posts will be required to execute a Financial Service Indemnity Bond of Rs. 2,00,000, and those selected for MMGS II and III posts a bond of Rs. 2,50,000, each requiring a minimum of 3 years of active service. Probation is 6 months for the Generalist Officer (Branch Management) post, 2 years for the Security Officer (JMGS I) post, and 1 year for all other posts.
Reservation for Persons with Benchmark Disabilities is on a horizontal basis across categories, and candidates using a scribe or requiring compensatory time during the examination should indicate this in the online application itself. The examination will be held at various centres across India, including Delhi/NCR, Mumbai, Chennai, Kolkata, Hyderabad and Bengaluru, though the bank reserves the right to add, remove or reallot centres.
Frequently Asked Questions
Q1. How many vacancies are there in IOB Recruitment 2026-27?
Indian Overseas Bank has announced 291 vacancies for Generalist and Specialist Officer posts in JMGS I, MMGS II and MMGS III under Advertisement No. HRDD/RECT/04/2026-27.
Q2. What is the last date to apply online for IOB Specialist Officer Recruitment 2026?
The online application window opened on 29 August 2026 and closes on 15 September 2026. No other mode of application will be accepted.
Q3. What is the application fee for this recruitment?
Candidates from SC, ST and PWBD categories are required to pay Rs. 175 as intimation charges, while candidates from all other categories, including OBC and EWS, must pay Rs. 1000, inclusive of GST.
Q4. What is the selection process for IOB Officer posts?
Selection is made through an Online Examination followed by a Personal Interview. The final merit list is prepared by giving 80 percent weightage to the Online Examination and 20 percent weightage to the Interview.
Q5. Can a candidate apply for more than one post?
Yes, candidates can apply for more than one post if they fulfil the eligibility criteria for each post, though only the last submitted application for a given post will be considered.
Q6. What is the age limit for IOB Specialist Officer posts?
The minimum and maximum age limits vary by post, ranging from 22 to 45 years as on 01.08.2026, with age relaxation available for SC, ST, OBC, PWBD, and other eligible categories as per government guidelines.
Q7. What pay scale will selected candidates get?
Selected candidates will be placed in JMGS I, MMGS II or MMGS III pay scales depending on the post, along with DA, HRA, CCA and other allowances as per bank rules.
Q8. Is there a bond requirement for selected candidates?
Yes, candidates selected for JMGS I posts must execute a bond of Rs. 2,00,000 and candidates selected for MMGS II and III posts must execute a bond of Rs. 2,50,000, each requiring a minimum of 3 years of active service.
Source
This article is based on the official recruitment notification, Advertisement No. HRDD/RECT/04/2026-27, dated 28.08.2026, published by Indian Overseas Bank.
Disclaimer: The information above is based on the official notification issued by Indian Overseas Bank. Candidates are advised to read the detailed advertisement on the bank's official website before applying, as the version published there shall be treated as final for all purposes.
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